We plan for our future and work hard to achieve our goals; nonetheless, life has a way of surprising us. History is full of examples where the wealthiest of men who thought nothing could go wrong in their lives and felt invincible, ended up in ruins in a single stroke of misfortune. Ashok Chhabra and his wife Payal Chhabra were both engineers and lived in a beautiful house in Rajendra Nagar, New Delhi with their sons Karam and Aditya, 18 and 20 years old respectively. Ashok and Payal met in college and fell in love and fought against all the odds to get married and started a family together.
They raised their sons with secular values and taught them to treat people from all walks of life with respect. Aditya
joined an engineering college to follow the footprints of his parents and Karam was gearing up to do the same when they received that ill-fated call. They were told that their parents had met with an accident.
The accident took place when Ashok and Payal were returning home from a relative’s place late at night where they had gone to attend a wedding. Their car was hit by a carrier truck, killing Payal on the spot and leaving Ashok severely injured. Ashok was brought to the hospital with multiple injuries, and after battling for twenty-three hours, he succumbed to the injuries. Both the brothers were left inconsolable.
At such a tender age, the boys were faced with such a travesty that had the potential to render the strongest of adults weak on the knees. The colleagues of their parents and the relatives were also worried about the future of the boys. After all, Aditya was yet to finish college and Karam had just finished school and their whole life lay in front of them. Both the brothers had no idea how they were going to move forward. No matter how wise or courageous we are, nothing prepares us for the loss of our parents and these two boys were so young when they lost both their parents at the same time. After some time had passed and they had gathered themselves, they were faced with the question of survival.
Both the earning members of the family were now gone. The boys sat down with a close relative to assess the savings of their parents and to plan their future. They found out that their parents had not saved a lot in the pursuit of a luxurious lifestyle. They had always provided the best to their sons and spent money with open hands. They believed in living lavishly and enjoying life to the fullest, and it had left them with little savings in their bank accounts.
The brothers became worried about their future and wondered how they were going to make it without their parents. It affected them a lot, and Aditya even came up with the idea of dropping out of college and looking for a job to put Karam through college, but Karam wouldn’t have it. Days were passing, and they had no solution in sight when one
day, Karam found few documents in his father’s study.
These were insurance documents and were a bit difficult for the boys to understand. With the help of their relative and the customer support of the insurance company, they came to understand that their parents had purchased a term insurance plan each and the boys were to receive a lump sum amount in the event of their passing away. The news was certainly uplifting, and the boys were smiling after a long time. Both felt a sense of gratitude towards their parents who hadn’t been too rash with their money and had responsibly invested it for a moment of misfortune.