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Smart Investment Options That Can Make Money For You This Diwali

Published on 7 November, 2018 at 5:24 pm By

It’s Diwali and basically that time of the year again when you do not look at your wallet before spending. Yes, a majority spend without even thinking twice during Diwali. However, have you ever wondered how this unplanned spending can take a toll on one’s financial health? It is true that many often don’t realize this and often regret later on. But hey, it’s never too late to realize and change anything or any plan. Perhaps we are here to help you realize that with some investment options that can make money for you this Diwali.


Diwali is considered an auspicious occasion for making money. It is generally believed that any investment made during this period can provide better returns. So here are some investments options that you can try this Diwali.


Gold has always caught our attention since ages. It is a common investment for Diwali and Dhanteras. Traditionally, gold is seen as a hedge against market fluctuations. Although it may add more charm to the festivity, it can also be a good investment option.



Fixed Deposits (FDs)

Fixed deposits are secure investment instruments that offer higher interest rates than deposits in savings accounts. FDs can help you meet your short-term liquidity needs. FD accounts can be started for a specific period, which can be as short as seven days.




Recurring Deposits (RDs)

Recurring Deposits help customers build on their savings in small, regular payouts.




Investing in stock markets should only be done with a long-term time horizon and not for trading purposes.



Mutual funds (MFs)

It is said that the best idea is to pick up a few diversified mutual funds and invest in them. Investors can invest in different types of mutual funds based on their requirements and risk appetite.



Systematic Investment Plans (SIPs)

Systematic Investment Plans is a method of investing a fixed sum regularly in a mutual fund scheme. It allows an investor to buy units regularly on a specific date of the month.



Real estate

Real estate may also turn out to be a stable investment which could give higher returns in the long run due to its cyclical nature.



Public Provident Fund (PPF)

PPF is a long-term investment scheme which comes under the exempt, exempt, exempt (EEE) status. The maturity amount and the overall interest earned during the period of investment is tax-free. It has a lock-in period of 15 years.



Monthly Income Scheme or (MIS) account

Post Office Monthly Income Scheme account can be opened by cash or cheque. For the quarter ending December, post office MIS account offers an annual return of 7.3 percent. The interest on post office MIS account is payable monthly.  The minimum amount required to set up a monthly income account is Rs. 1,500.




Well, this article is not about asking you to stop celebrating Diwali in its full glory, but just make few efforts to put your money in something that can be profitable for you in the future. Anyway, happy Diwali to everyone.

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