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Here’s How You Can Use BHIM App And Make Cashless Transactions

Published on 30 December, 2016 at 6:27 pm By

In a further boost to government’s cashless economy plan, Prime Minister Narendra Modi launched the BHIM app – Bharat Interface for Money – on December 30.


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The PM launched the app at the Digi Dhan Mela at Talkatora Stadium in New Delhi. The app will help users make cashless payments via mobile phones.

The app is currently available for Android phones only but will soon be available for iPhones.

How to use the BHIM app:

  1. Download the app from the Play Store.
  2. Enter your bank account number and set UPI pin.
  3. The mobile number becomes the payment address.
  4. You are ready to transact using BHIM app.

 

 

How to send or receive money?

  1. Anyone user can send or receive money from other users of the app. Money transfer can also be done between BHIM user and non-UPI banks using MMID and IFSC.
  2. Reverse payments, too, can be done.
  3. Merchants and customers can transact via QR codes.
  4. Custom payment address can be set on the phones.



 


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Which banks are supporting BHIM?

Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, and Vijaya Bank.

More banks will be added later.


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The app has been developed by National Payment Corporation of India (NPCI). It is an Aadhaar-based payments app and is interoperable with other Unified Payment Interface (UPI) applications and bank accounts.

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