Dave Ramsey couldn’t be more accurate when he said ‘we buy things we don’t need with money we don’t have to impress people we don’t like’. We always seem to be worrying about our finances and no matter how much we earn, it always seems to be not enough for our needs. But are we actually spending the money we have on our needs? Or we are so confused now that we are unable to distinguish between what we need and what we want? Are you sure you are making smart choices about your spending? Here are 11 points that I have compiled that will tell you how mindlessly you are spending your money and it is the little spending that makes the big impact in the end.