IRCTC Planning To Provide Insurance For Mobiles, Laptops In Case Of Accidents Or Thefts

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6:00 pm 7 Oct, 2016

After tasting success in their 92 paise travel insurance policy scheme for passengers, IRCTC is now planning to launch another scheme in which they plan to provide insurance for passengers’ gadgets such as mobile phones and laptops.


The decision was taken during the first round meeting between IRCTC officials and insurance companies, after which IRCTC Chairman, A K Manocha said that they have shared the idea with the insurance companies.

“There are some concerns that insurance companies have about false claims. We have shared a few ideas with them and also asked for their suggestions.”

With regards to insurance companies concern, Manocha said that they are still looking for more suggestion but so far have come up with few basic ideas.

“Offering this policy to credit card holders or government officials in the initial stage is one of the ideas we have floated to mitigate cases of false claims.”

Manocha further added that IRCTC wishes to make the insurance  scheme available  in cases of rail accidents as well as of thefts.

Thus he is “trying hard to push companies” to give insurance cover in both the instances, but so far they have only expressed their willingness to offer it in cases of mishaps.

IRCTC’s proposal to give theft insurance comes just weeks after they started 92 paisa travel insurance scheme, which over the weeks has got over one crore passengers opting for it.


Under this scheme, passengers are given insurance cover of upto Rs 10 lakh for a premium of 92 paise.

But this insurance only applies in cases of accidents or an untoward incident such as terrorist attack, dacoity, rioting, shootout or arson.

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